As of January 1, 2013, the standard maximum FDIC deposit insurance amount will be $250,000.




SAVINGS PRODUCTS                                                                                       Rates  


Whether you’re saving for a short-term goal like a home computer, or need long-term savings to pay for a child’s college tuition or your own retirement, Fox River State Bank has a savings account that can help you meet your personal financial goals.

Need to put money aside for any reason or saving up for short term needs? Open a savings account with as little as $200 and we will pay you interest on your deposits.


Especially for kids under 18 years of age. Kids can make deposits at any time and will receive a quarterly statement. The Kids Club is a great way to begin to teach children about the value of saving money. Kids receive a special gift when they open the account and each time they make a deposit.

FReSBy Fox Kids Club Page
Hey kids... Check out our new kid's club page designed just for you.  Click on the above link and there you'll find some interesting fox facts, coloring pages, fun sheets on counting money, a kid's banking newsletter and other links to more educational activities and fun.

Save for the holidays the easy way! Holiday savings lets you save as little or as much as you like. Make deposits for any amount and your accumulated funds are returned to you each year in November…..just in time for the holidays.

If you are concerned about the rising cost of health care and the portion that you have to pay, you must consider the long term benefits of opening and contributing to a Health Savings Account (HSA). Money you deposit goes into the account tax free* and money you withdraw to pay for qualified health care expenses comes out tax free*. The account follows you for life. It works just like a checking account and comes with checks and a debit card to make paying your medical expenses fast and easy. In order to be able to open an HSA you simply need to be covered by a High Deductible Health Plan.  Call a personal banker for more details.  *Consult a tax advisor on tax benefits.


  • No minimum balance
  • No monthly maintenance fees
  • Earn interest on entire balance
  • Free debit card
  • Plus more!


 For more information on HSAs, visit the US Department of Treasury.

CDs & IRAs                                                                                                       Rates

The longer you save, the more you earn! Our CDs are available in a variety of terms. The longer the term, the higher the rate of interest. Simply pick the term that best meets your needs and budget. Interest is compounded daily, which increases your yield.

CDARS (Certificate of Deposit Account Registry Service)
Gone are the days of having to make several trips to different banks to ensure sufficient FDIC coverage on your deposits. With CDARS, our large deposit customers can gain the peace of mind of having their money FDIC insured up to 50 million dollars. Competitive CD rates and terms, ranging from 4 weeks up to 3 years, provide a variety of choices to meet any need. CDARS is available to individuals, trusts and all business entities. Whether you are concerned about insurance coverage, need collateralized coverage or are simply looking for strong returns on liquid funds, you will want to inquire about CDARS!  Visit the CDARS website for more information.

In recent years IRA’s have become much more flexible. Whether saving for retirement, a first home or higher education, it pays to understand your options. With an IRA, the money you deposit earns interest tax-free*. You can begin withdrawing your IRA savings at age 59½ without penalty. Our IRA accounts offer a variety of terms and rates with interest compounding daily.  Ask one of our IRA professionals which account is right for you.
*Consult a tax advisor on tax benefits.


Have you planted
your money tree?

Dont wait to plant the seed...

Open an IRA and
watch your money grow!