As of January 1, 2013, the standard maximum FDIC deposit insurance amount will be $250,000.




Building a new home?

Let us customize a construction loan just for you! 

When you decide to build a home, you want your financing to be quick and easy. At Fox River State Bank that’s exactly what you’ll get. Our knowledgeable construction lenders will help you understand the construction lending process from start to finish. They take the time to listen to your needs, answer any questions you may have, and explain all your financing options. Whether you’re a first time home-buyer or a seasoned pro, we will help determine the financing it will take to make your dreams come true.


Fox River State Bank offers a variety of construction loan programs that offer the flexibility to meet the individual needs of our customers, provided they conform to current secondary market guidelines. Together we can find the best loan option for you.

  • Fixed Rate Loans
  • Interest-Only Loans
  • Bridge Loans


We can guide you through your construction financing. Here are some options to consider during the process:

  • Buy your lot.
  • Use the equity in your present home while you are building.
  • Close once with a low, interest-only adjustable rate and convert to a fixed rate later.
  • Close when your home is done if your builder is bearing the cost of construction.
  • Make your monthly payments locally at Fox River State Bank.


Fox River State Bank is unique because it offers in-house underwriting, processing, closing, and draws. You will get to know the lenders that are involved in taking care of your construction loan. They will use their experience to make sure your lending needs are met in a professional and timely manner, and that the whole process is a satisfying experience.  For more information on the construction to permanent mortgage process view our Construction Timeline or call one of our lenders today. 

All products and services are subject to bank/credit approval and must conform to current secondary market guidelines.